Why Schedule an Annual Insurance Review? Written by Sangster Insurance on Dec 28, 2016
The start of a New Year is almost here! And that means, it’s time to get organized. You’re probably already planning to clean out your closets and organize the garage…but what about your insurance?
We urge our clients to take a few minutes each year to meet with one of our agents and review their current policies. Why? Because things change!
Here are a few times when you might need to ...
Choosing A Life Insurance Beneficiary Written by Sangster Insurance on Dec 21, 2016
When you first set up your life insurance policy, you’ll need to choose a beneficiary. This is the person who will receive the life insurance death benefit if you were to die during the contract.
For many people, the primary beneficiary will be their spouse, simple as that. But your life insurance policy will also require you to choose a contingent beneficiary. This is the person who would receive the death benefit if the primary beneficiary had already ...
When Should I Increase My Liability Coverage? Written by Sangster Insurance on Dec 7, 2016
Liability coverage is an important part of your auto and home insurance. It’s not the coverage that fixes your belongings, but it does pay for damage that you cause to others.
For example, if you were to cause an auto accident, the liability portion of your car insurance would pay to fix the other vehicles or pay medical treatment for anyone who was injured. Let’s say that you have $25,000 in liability coverage for Property ...
Why We’re Thankful for Insurance Written by Sangster Insurance on Nov 23, 2016
Insurance can get a bad reputation. You pay for it and if everything goes well, you don’t need it! But, for many of our clients, things don’t always go smoothly and insurance has been there time and time again to protect their family.
That’s why this Thanksgiving, we want to take just a moment to remember why we’re thankful for great insurance coverage.
#1 – It lets you own nice ...
When Should I Drop Full Coverage? Written by Sangster Insurance on Nov 16, 2016
Lots of people want to know when the magical date will arrive that they can drop full coverage on their vehicles and save some money on their insurance. Today I’ll share some information to help you make the right choice.
We use the term “full coverage” to refer to collision and comprehensive coverage for your vehicles. Collision repairs or replaces your vehicle if it is damaged in an accident you cause. And comprehensive repairs or replaces ...
