Memorial Day and summer vacation are just around the corner. That means it’s time to pull the boat out of storage and get ready to hit the water. But don’t head out until you know that your boat is insured! Here’s what you need to know about boat insurance.Your auto policy won’t cover your boat (unless you’re driving with it on the trailer.) And just like when you drive a car, you can be held responsible for damage you cause while driving your boat! That’s why it’s important to have liability coverage. Imagine causing damage to another boat or a dock and not having any insurance! It would be a very stressful situation.
Beyond liability and bodily injury coverage, boat policies have many great additional coverages that can be added to your policy. Do you have a fish finder or other special gear? Even your Yeti cooler and fishing equipment could be covered with the right policy. Your boat insurance can even cover the cost of towing your boat if it breaks down while out on the water. Just talk to us about how you use your boat and what you typically carry, and we can look for the right options.
You’ve invested a lot of money into your boat or jet ski and you don’t want to put them at risk by not keeping it covered. Call us today to get a quote before boating season starts and get your family ready for summer.
Boat Insurance Tips
Written by Sangster Insurance on May 4, 2016